AFUE — the share of furnace fuel that becomes heat
AFUE is the share of fuel that becomes heat: an 80% furnace loses 20% up the flue, a 98% condensing furnace only 2%. Higher AFUE lowers bills — size by output either way.
What this diagram shows
Three stacked bars for 80%, 95%, and 98% AFUE furnaces, each burning the same fuel. The green portion is the heat delivered and the gray portion is the loss up the flue: 80% AFUE loses 20%, 95% loses 5%, and a 98% condensing furnace loses only 2%. Higher AFUE means lower fuel bills, not a bigger furnace.
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